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From th> London Observer. BORROWING. Mr. Editor—1 have been a person of Such order and in such easy circumstan¬ ces in life, that 1 nevor recollect being in debt or asking a favour but once. The impression, however, was so strong, that it will never be effaced from my mind : and the example may not be wholly use¬ less to your juvenile readers. I had pla¬ ced a few hundred pouuds in a country bank ; first, because I was acquainted with one of the partners of the firm ; and secondly, because i received interest for the use of my money, which is not tlie case with our town bankers. The house in which I placed it speculated too far, and failed ; and it was a considerable time before I receired a dividend of live shillings in the pound. I accordingly fell pressed for i?100 ; but I had so ma¬ ny friends that I was conlident that I could easily obtain that sum for a couple of months, by which time other resources would come iu. After a hectic flying across my face on seeing a bankruptcy in *he Gazette, 1 cleared my voice, whis¬ tled i tune, and rubbed my handscheer- fully together, muttering to myself* " If roiuht have been worse. Well, it will be a lesson to me not to trust new country baiks. L»»t me see :—any body will lend me (on which term of egotism I laid much stress) a hundred ; and then I must not buy that library which is advertised for sale ; nor the summer pony ; and I must aive up the subscription concert ; and in six *eeks, or so, I shall not fee! thi< Uss. Besides, the bankrupt will make some composition ; so (very gaily) 1 am sorry for the poor devil's misfor¬ tune, and I w ill thiuk no more about it." The next ta*k uas to cull the list of my many friends. There were dukes, lords, knights, and squires, all rich ; §6me of them very ricli indeed. Then n-hat were my claims on their services ? Long acquaintance, unsullied honour, fair dealing, and credit in the world, services rendered by me to them, and their repeated professions of regard.— First, there was Lord Valleyfield. He was a third son when I knew him first. We had ijrown up together ; and I had lent him small sums a hundred times. whiUt he was a midshipman, without much prespect of repayment. His iwo other brothers, however^ making room for him (the one by a consumption, and the other, tke colonel, by the yellow fe¬ ver.) he came to a title and an immense fortune ; and he paid me with a written order to apply to him if ever I wanted a thousand pounds. His letter concluded, <c this far have I discharged a debt of common honp-ty, but have not cancelled the obligation and bond of gratitude ; ftnd if the play-fellow of my infantile days, who ha- grownup along with me, & matured in the brotherhood of friendship, does not command my purse, if he waut it, I shall cease to esteem him the good fellow which I thought,and always found him. I am his, immutably, Valleyfield.*1 Upon recalling these circumstances, I set that down as one hundred on demand. Tfrxt, should his lorHship be outoffown, there's Sir Richard Rattle, whose father I prevented from disinheriting him, and trhotn I hid in my house until the old Baionet consented to pay his debts. And there is Lovelore, the Russia merchant, who, through my advice, made thirty thousand pounds by bujing into the storks just before the treaty of peace, of .which ( received the very earliest notice through the medium of my friend the se¬ cretary of legation. And there is Lord Loungex* my school-follow, and Mead¬ ows, my relation, and half the club, and all my neighbors to none of whom I have ever been obliged : in a word, the list was too long to run over, and I began with the first three, and Imprimis—Lord Valleyfield, whom I had not seen for ma- ay years, as he was just returned from a continental tour. 1 tripped gaily up to his Lordship's door, gave a smart confident knock, looked his porter boldly in the face, as TO"ch as to say, fci I am no intruder, therefore tell me no falsehood ; I am a friend of my Lord's, therefore admit me, if he be within." "Ismy Lord at home?" said I, with more than my usual tone of authority. w No Sir," replied the por¬ ter mechanically, as if nothing but a neg¬ ative cou'd sit on his tongue. u I am aorrj for it," replied I, firmly, " forma¬ lly years have passed since we met ; and I know (impressing my conviction on the portei) tliat he would be glad to see me. Ml name is------, which 1 accompanied by giving my card, and adding, M I will call again tomorrow." At this very moment, his Lordship, passing from hfe dressing room to his library, caught sight of me, when I immediately heard him ex aim, ct I'm a Turk, if that a'nt my oldest aud best friend iu the world." His lordship now sprung into the hall : and, squeezing my hand firmly, and (I tho't) cordially, begau thus u What old one ! my best of all fellows on earth ! What. Steady (my nick name when a boy 1) what, is it thee ! my banker, my adviser, the very bosom friend of my youth ! whj I'm more than glad to see thee ! glad be cursed ! its 3 sneaking term—it means nothing ; a fellow's glad to see his horse that he wants to ride, or the inn-door at th»- end of a journey, or a pinch of snuff, if he withes it, that is, if he be put to a pinch—ha, ha, ha, (laughing at hiswit;) but glad is as tame as a speech to both houses of parliament ; ha, ha, ha !—a> lukewarm as a minister's civility, as in¬ sincere as an • Uction promise, or as cool as a conjugal Milute. Glad ! curse me. J'a OTtijoyvd to see thee : a)t, aud I'll work my cellar—a good one too ; and we won't admit of a *oul but ourselves, in order that we may talk over juvenile pranks, all our wild, or rather my wild adventures." Here his Lordship shook me again by the hand; whilst the porter stood as¬ tounded, and almost petrified to behold such warmth and such condescension in his master. u Aye," continued he.4*and 1 may tell Lady Valleyfield, that she sees in you more than my biother, H a friend in need," my dear Steady, id est, 41 a friend indeed," or else the old adage* mistakes most cursedly. Should you ev¬ er have thought that the ragged midship¬ man, the crazy reefer, would have been thus portly ? (tapping the protuberance of his form) ha, ha, ha ! Here he folded his arm into mine, and walked me into his study. 4t Alonzo I (a Spanish servant) go as quickly aspos- sible to her ladyship, and tell her to come here directly (the servant obeys.) I'll show her what she can't see every day, a friend, to wit, ha, ha, ha!—arara avis intcrris—hey! old one? ha'ut for¬ got my Latin quite. But I was devilish dull whilst a boy. I tip'em a speech, however, now and then in the upperhouse for five minutes together, and very much to the purpose too. Apropos, Til take you there, though it is a dull business ; we want speakers—fellows of first rate talent ; but that's neither here nor there, ria, ha, ha! They call us the lumberlofi! very scandalous ! The fact is chat we are too idle ; and so am I myself; JTdjust as soon vote by proxy, as in propria per¬ sona ; but there's nothing in that. uSit down my boy; no one so wel¬ come ; I don't say more, mind you ; I say so,for so it 1% ; and I should be but a so- o fellow if it were otherwise. Do you remember when I was embargoed at the Ion at Plymouth, and how )ou got me off?—But my lady will be here in a moment. Now my deai fiuiul, itoiri expect a beauty. She is no such thing— plain as need to be ; but a rich heiress, and a good wife j—two sterling qualities hey, a'n't they ? ha, ha, ha ! M But here she comes ! salute her, man,—curse me, salute her—(to Lady Valleyfield) there is my second self, Car¬ oline,—the fellow of whom f have so of¬ ten talked,—a nonsuch : you must sa¬ lute him ; and then get ye gone, we must be left alone. Tell the French cook de (aire son possible, we must have a right good dinner to-dav : and then you may go to the Opera with your country friend; and my old chum and J will come iu about the Ballet, if we can seeourway." (Her ladyship saluted me, and looked grave.) I here observed that I uever drank hard, and that I should be ready to obey her summons at coffee. fct As you like—just as you like," replied the peer,—u toa^t and water if you please : only let me have my bottle and your pleasant company* And now, my dear, get you gone ; and, at half pa^t seven we meet again." She obeyed. " A g*od woman, Steady !" continued he, in her hearing ; " and that's something nowa¬ days. We live very happily for a quali¬ ty couple ; for I will ha?c my way, and she never contradicts me ; so that's just as it ought to be. I say. what a wild d"g I was when I wava middy ! Do yen remember the red haired milliner, aud my breaking the Jew's windows ? curse me. i am almost as rich as a Jew myself: but nothing else of the Jew about me : I do all en milord ; every thing as it ought to be. " Hut tell me, wdat'syouf best news:" This was a relief which 1 almost despair¬ ed of. u His generous questions which no answer wait," had precluded me from putting iu a word ; and I had nearly gi¬ ven up the idea of being able to make my business known ; so warmly, so ra¬ pidly, and so verbosely did he rattle on. L eagerly seized upon this pause, whilst he caressed his dog again ; and I, with very little proemium, announced my mis¬ fortune, concluding by, u 1 would say more on the subject, but I know your friendship, and am convinced it would not fail me in the hour of trial." !!<• looked as if he had just been sbot at and missed ; and thrusting the dog ill- naturedly from him, he blew like a gram¬ pus in the water; so sudden was his surprise—so impeded, so thick aud hea¬ vy was his respiration at the moment. Many seconds elapsed before he could recover his speech, when he faltered out " I should be ungiateful indeed did I not remember your former kindness,—did I not in my turn, assist you when in need. The sum too is a bagatelle. Your request is a most natural, fair, plain—hem hem (he got confused)—proper legitimate one. I know that you would think me a shabby fellow were I to refuse you (here he looked me in the face with a questioning air : he expected me to say, 64 not at all ;*' but I remained silent and motionless, for i foresaw the sequel). But," continued he, u I have done a cur¬ sed imj .ndent thing (this was faUe.) I have supported a friend in electioneering to such an extent, that 1 have overdrawn my bankers ; and besides that, 1 have bought 'so many estates, and made so many improvements,that Iscarcel) know how to pay for them. However," ri¬ sing, u I'll see what can be done by din¬ ner time : (looking at bis watch) three 'clock by Juno ! (with ill acted assu¬ med astonishment) who wo Id have tho't it ? What it is to be happ) ! how the time ilies with a friend !" here (smiling nil insincerity) he again took me by the hand, and said in a lowered tone of voice *• Steady, m> dear fellow, IMltiy. Now -et thee gone ; but be sure to be here at dinner time ; we expect you ; don'ttait; I'll not forget ; pray be iu time ; adieu. adieu." There was in fois last adieu, nothing of melancholy, »V chimed to thr tune of u I am glad to -vt rid of thee . what a deliverance!" I Mad scarcely got home to dress when the following note was put on my table : " My clear old friend,—Candour is a virtue ; and I should b» wauling in it were I to temporize with you. k Honesty is the best policy.* Tiu'fl, honestly (this was not the right term), | cannot com¬ mand the cursed cash, I urn sure sogoocl a fellow ps you can get it in a thousand places : honestly, I am sorry to refuse you. Kveryour's, Vail6} field.-------P. S. Lady V. is so ill with the return of her old complaint, that we must see you on another, not far distant day." Thi>dav i3 still in enibrvo, for it has notarrived; aud I need not add that should an invitation nrrivi», it will not be accepted I am, however, well aware that I shall not be tired in this particu¬ lar. Such is the companion ol my youth such the once thoughtless midshipma n But, mark ye, lie was thoughtless when he had nothing to think about ; expen¬ sive, when it cost him nothing; and his purse was every man's wjeuit wasenip- lam now on my way to the Baronet's house ; therefore, gentle reader, until then, adieu ! But never ask a favour if )ou can help it. The man who does so, parts with a portion of his independence, aud almost with the nobility of his nature. --------------------------------------------------------------_ KINGSTON TANNERY. Tf UNDERHlLL & Co. Refpeft 9 fully beg leave to inform the Shoe-Makers, Saddlersand leather fellers in general, that they have now fcle&ed fro-* their extenfive aflortment of different descriptions of Leathe?, and arc prc-paunp it ready for Sale, upwards of one Thou- f^nrl fid*-<* of Upper Leather, fr -m one to Twenty Tboufand lb*, of lighr and ftrong fole Leather, and one hundred and fifty Gde* of Harncfs do. together with twenty dozen if Calf Skint and a rmrcbei cf Hori'e hides, Dog and Sheep Skins, too numeious to mfr-t, and which can be delivered on the fhortt-l no ice and lowell terms for v'afh. T. LT. flatter* himfelf that thofe who are imlined to favour them with their Order* will fi->d the above articles by far fuperirr to any yet offered fur Sale, having already been proved, and acknowledged by the bet judges in this Trovince. Kng&on, November 5, 1819. ac For Safe, THE wed half of lot number sixteen, in the sixth conceflion of the town- fliip of Kingfton, containing 100 acres, lying on thepublicroad leading to Lough¬ borough, with ten acres improvement. Alj:—Lot number four, in the third concefii >n of the townfhip of Richmond, containing 200 acres, in a good fettlement, and improvements adjoining it Inquire of SAMUEL MERRILL. Kingfton, 4th Nov. 1819 4^ * ^>^^_______________ ON Monday night the iSt!) inlt. the ^tore of the subscriber was bn.ke open and to the amount of 79 Dollars or upward* in cafii carried away : alfo a few large Cotton Shawl-, one remarkable Fo¬ reign red Scarf, upwards of four yards in leneth, one end of which richly ornamen¬ ted with gold thread (he other end plain. Whoever may give fuch information a* will lead to the recovery of any of faid articles will be handsomely rewarded by applying to the fubfcfiber. For SAMUEL AYKROYD. D'NALD ^URCHISON. Kingston, i gt& O3 ■819- 43 Forwarding & Commission BUSINESS. THE subscribe^ beg leave to inform their friendsan^ the public, that they have formed a connection in busi¬ ness ; the object<**" which is the trans* portation of Prod-AC* down the St. Law- rence, and of Men handise of every de¬ scription fron Montreal to any part ot Upper Canada aud &e United States ad¬ jacent to the Lakr* Ontario and Erie. The business will be conducted by W. Hubbell, at Oiidrnsburgh, and under the firm of IV. L. WHITING S> Co. at Prescott. To prevent delay? all property desti¬ ned for Kingston, *>r any part of the Ba) of Quiute, will be forwarded from Pres¬ cott by the Steam l^at Charlotte, which leaves there twice every week. The subscriber* engage to freight on as favourable term* as any who are en¬ gaged in the business ; and, pledging their united exertionstogive satisfaction, will be grateful for every favor W. L WHITING, W. HUBBELL. Prescott 1 20th >%,18 19. 23 TO BE SOLD, and "immediate pos- sefiion given the following Lots of Land, in the 6th Conceflion of the Town- ftip of Elnulcy, viz- 19. 20, z%. 24, 29, 30, mod eligibly >iti>ated on the North aide of the Rideau Lake, which forme their southern §boundary ; the great road to the Perth Settlement, leading through one of the Lota. They abound in excellent Timber, which from its being contiguous to water communication may be rafted to M* ntreal at a trifing expencc The qua¬ lity of the foil anc other advantages are fuch as to render tli* a desirable purchafe to Farmers or perfm* engaged in the Lum¬ ber Trade, tor urms of payment and other particulars ;pply to William Mar¬ shall, Esq. Perth Settlement, John Kirby Efq. Kingston, or he fubferiber, in Wood- houfe, London Dihitt ROiERTNICHOL. November 18, 1*19. 4^tf Executive Council Office^ % 2'oriy z^th August, 1819. THE Order in Council of the 18th instant, respec¬ ting Locations subject to Settling Duties being revised, it is order¬ ed by His Excellency the Lieu¬ tenant Governor in Council, thar all Locations of Land subject to Settlement Duty made prior to this date, be rescinded, and the Land otherwise disposed of, if Certificate of the Settlemmt Du¬ ty being performed be not lodg¬ ed with the Surveyor General within the time limited in the Ticket of Location, and the Pa¬ tent sued out within Three Months thereafter: and that all Locations subject to Settlement Duty hereafter to be made will be rescinded, and the Land oth¬ erwise disposed of, if Certificate of Settlement Duty being per¬ formed be not lodged with the Surveyor General within Eigh¬ teen Months of the dute of the Order for such Location, and the Pa ent sued out within Three Months thereafter- JOHN SMALL, c. e. c. NOTICE IS hereby given, that William Taylor, heir at law and administrator of the iate Allan Taylor, hath afligned all the real and perfonal estate of the late Allan Taylor deccafed, unto John Kirby, llex an<ier O. 1 etri? and Tlr>rr*a» Pa'kcr* iu tr-jst for the benefit of creditors. All perfons having any claims against the late \llan Taylor, Taylor & Parker,or Thom¬ as Parker are requested to prefent the famefor adjustment and payment, and thofe perfons indebted to either the late Allan Taylor, Taylor and Parker, or Thomas I arker, are requested to make immediate payment to the above trustees ; who are fully authorifed to give difebarges for the fame. John Kirby, A- O. Perne, Thomas Parker. Kingston, August 28, 1819. JlJtf N OTIC E. AN assignment having been made to the subscriber of all the Lands, Goods, and debt1*, belonging to the l3te firm of James Ranken & Co. of Ernest Town, Merchants, as well as those belong¬ ing to James Ranken individually, for the benefit of creditors. Notice is hereby given to all persons having claims against the said firm, or a ainst the said James Ranken, to present them forthwith, duly authenticated ; and such as stand indebted are desired to pay their respe&ive accounts to Chr. A. Hagerman, Esq of Kings¬ ton, on or before the first day of Decem¬ ber next. JOHN KIRBY. Kingston * 1st September, 1819. 36 forITa l 1 :f AVnUV valuable FARM, situated , near the Village of BrockvUle, be- ing the rear half of Lot No- one, and the r"ar half of Loftitanthf^ttwojitrtthis «w- cond concession of Elizabethtown, U- C containing two hundred acres, former¬ ly the property of Iteuben Sherwood, Inquire, but now belonging to John Shu- ten, Esquire, of London. There is a ve¬ ry ^ood dwelling house, with a barn and other ont houses on the premises. Also, Lot number nineteen, in the ninth con¬ cession* and the west half of Lot number one, in the eighth concession of the same Township. Also, Lot number fifteen, in the first concession, and number fifteen in the second concession, ol the Town¬ ship of Yonge, in the District of Johns¬ town. These Farms will be disposed ot on terms peculiarly easy and advantage¬ ous to purchasers.—Apply to DANIEL JONES, Jun. BrockvUle^ 15th January, 1819. 4 TO LET, >jf\TD poffeffion given the 1st Auauft UnL next, that HOUSE and STORE, in Store Street, opposite the Post Office, lately occupied by Mr. Edward Jones.— For particulars apply to the subsciiber. NEIL McLEOD. Kingston, 15th July, 1819. 29 NOTICE. ALL perfons are cautioned againft pur- chafing Lot No. 22, in the 7th con cefiion of Frederickfburgh, or lot No. 27. in the t?t conceflion of Richmond,fiom the Heirs or Affignees of Davi'9 Hefs, as the Subfcriber holds an indifputable title to the fame. GILI ERTHA1US Sidney, 4th Dec. 1818. 3 To Axemen. THE sub*cribers will receive pro¬ posals from auy person or person willing to engage to clear sixty acres o» uew land on their premises in Amelias- burgh, Bay of Quinte, ready for seed b\ the lirst day of August next. The Avh- es on ^aid land will be required to b collected and carefully secured. Team> and Provisions will be furnished if re¬ quired. For particulars apply to OWEN McDOUGAL, Kingston, or to McDOUGAL & AlcLKLLAN, 6 liellriile. NOTICE. Rooks of Subscription for the UM of c^tujsfeti, will be opened at the Director's Room in the Bank of Upper Canada, on the 24th Augufl next, and kept open each day from the hour often till three o'clock, until further notice. Kingllon, 27th July, i8iq. 3' TO BE SOLD, Or>nCORDSofFIREWOOD,lying ^^^on the bank of Mr. Daly's Farm, a little beyond Collins* Bay, convenient for conveyance by waterto Kingfton. Not left than 50 Coids will be fold to a pur- chafer ; price cs. per Cord. A. WILSON. Kingston, 5th 03. : 8 19. 41 Valuable Lands for Sate in the Township ojHamilton. TT CTS No. 6 and 12 in the 3d Cor.* _iLJ cefliou. containing 400 acres. Ditto ditto 1? and 15 in the 4th Corn cefiion, Containing 450 acres. Ditto ditto 10. iu the 6th Conceffien, containing 200 acres. The above Lands zrc all lying in the Townfhip of Hamilton, ftewcalli' Oifliifi, and will be fold on the molt liberal urms. For further ififuro"ation» enquire cf Kliat Jones, lifq. Hamiuon, or the fubferiber in Kinglton. Thomas S Whitaker, Kmgftcn, May 28, 1819. 22tf bTn.k of THE -iubfcribtr being appointed agent for the liank of ( anada, he will ne¬ gotiate bank notes for bills on Montreal, Quebec, or for Specie. \Vm. Mil Ctf£LL. Kingfton, Oft. 13th, 18:8. 20 Kingston Branch of the Mon¬ treal Bank. ANY futw required m^y be obtained at the Office for good Bills, on Monf treal, Quebec, Bills of Exchange on Loiu don, or for Specie.—Notes alfo will be discounted at thirty, fixty, and ninety dayfc THOMAS MARKLAND, Agent. King Hon, 3d Nov 1818. 23 A FARM FOR SALE ; ADJOINING Hay Bay, in the Town- fhip of Fredeiicksburgh, tlu- Eaft half of Lot No. 2* in the fccondConcefliafl* containing 100 acres, and having about 4? acres under cultivation, with a log houfe and barn upon it. For the terms apply ti Daniel Wafhburn, Efq litre, Kingfton. P VAN KOUGHNET. J Cornwall, Dec. 7, 1818 30 For Sale, THAT valuable Farm, known bf' Lot No 8 in the full Concdfr n cf Frederickfbur^h, .-n the bay of Qji'itiCp upon highly advantageous rerrna to the purchafer. There is a large two ftory Houfe upon it that may be converted iot© a comfortable rcfidencc, at a trifling c*» penfe—There are alfo various outhoufiw attached to it with a well of cxceller* water—An indifputabk title will be given, and the terms made known at Mr D. llagerman's office in Bath, or on applied tion to the proprietor, T^>vnj!'iiTJi!iau>^ Frederickfourgh, 8th Od. 1819. 43, FOR SALE, A QUANTITY of RED CEDAR ** PICKETS, from 7 to 8 feet in length.—Apply to Mr. John Dawsu. Tailor. WILLIAM YEREX. Kingston, july 17> 1819. 3Q TERMS OF THE KINGSTON CHRONICLE. i 1 Twenty shillings per annum; if seal by Mail twenty four broiling^. Subscriptions to be paid in advance to the 1st of July, or the Isi of Janu¬ ary. — PRICE OF ADVERTISEMENTS. <C>/A' lines and under Vs. 6d. first in* Kj9 sertion, and l\d. each subsequent insertion : 10 lines and under, 3s. 4rf. first insertion, and lOd. each subsequent insertion : above ten lines, Ad. per lint for the first insertion, and \d. per line for every subsequent insertion. Advertisem nts without wrUtedtf/re-o /ionsarc inserted till forbid, andciiargei accordingly. ?v, Orders for discontinuing Advertise' ments to be in writing, and delivered by WEDNESDAY NOON at the latest. No Advertisements received after TEN o'Clock on the day of publication- AGENTS. Henry Cowan, E>q. Quebec. Edward Sills, Esq. Three Riven. James Williams Esq. Montreal Messrs, J. & J. Dimlop, Lancaster. Paul Glassford, Esq. Matilda. Alpheus Jones, Esq. Prescott. Henry Jones, E$q. BrockvUle, N. B. Tommas, Esq. Perth. H. Wbiimarth, E-q. Richmond. J. K. HartwHl, Esq. Bastard. E. Webster, Esq. Gananoque. J. Ranken, Esq. Bath. Allan Mcpherson, E>q. Napance. Thomas Parker, Esq. Bdivide. Joseph A, Kecler, E-q Cramahe. James G. Bethune, Esq. Hamilton. William Allan, Esq. Tovk. Daniel Ross, Esq. fit fori* * John Crooks. Esq. Niagara. T. McConnick, E^q. Quevnston. John WiNon, Esq. Amherst burgh. ■ . KINGSTON, U. C PRINTED FOB TilE RItWW*